About AllCreditRentals.com

AllCreditRentals.com is a free listing of professionally managed apartment communities across the United States that offer programs to help you get the apartment you want with more favorable terms — even if your credit is less than perfect.

Our Mission Is

to make it easier and more affordable for consumers to rent an apartment at a community where they want to live.

An Alternative to Upfront Deposits

Until now, paying additional upfront deposits or securing a guarantor were the primary options for applicants with credit scores below the required minimum. Yet for many prospective renterspaying first months rent plus security deposits can drain personal savings, and finding a guarantor can be difficult.

Professionally managed apartment communities listed on this website agree to favorable terms for rental applicants who are have access to direct deposit from their employer or special income source (e.g. Social Security, Veterans Affairs, pensions) and are willing to participate in rent budgeting through NPS Rent Assurance*. The NPS rent budgeting program is designed to increase consumer access to housing linked to a commitment to make rent the first payment priority each month.

* All lease offers are made at the discretion of participating rental communities.

Cash Savings

You could be eligible for reduced security deposits and upfront move-in costs if you can set up automated payroll deposits for monthly rent budgeting from your employer or special income source (eg.social security, veterans affairs, pensions)

SEARCH PARTICIPATING COMMUNITIES

  • Click on a building icon to search for communities in the state where you want to live
  • You will be provided with contact information for communities offering leases that include rent budgeting options*
  • Be sure to ask about lease offer terms with rent budgeting through NPS Rent Assurance to save money at move-in and throughout a lease

*Based on availability of apartment homes at participating communities following standard applicant screening and application processing

Our map is currently undergoing maintenance. Please come back later. We apologize for the inconvenience.

What You Need to Know About Rent Budgeting with NPS Rent Assurance

* NPS Rent Assurance is not responsible for applicant credit screening for rental apartment leases or acceptance terms offered by featured property companies to prospective renters who visit this website. Enrollment in the NPS program is voluntary yet not a guarantee of acceptance for a rental lease. NPS is not a form of insurance and does not guarantee rent payments. Standard security deposits may be required in addition to participation with the NPS program.

CONVENIENCE IS THE OTHER BIG REASON TO SIGN UP FOR RENT BUDGETING PROGRAMS THROUGH PAYROLL DIRECT DEPOSIT

  • Imagine never having to bring a check to the business office
  • Never having to get a money order for rent
  • Never being late on rent or paying late fees

You must have access to split direct deposit in order to participate in rent budgeting programs

What You Need to Know About Credit Scores to Get the Apartment You Want

Property companies use credit scores as one indicator of a future renter’s ability to pay rent on time. 

Standard credit score requirements are set by each property company in order for applicants to qualify for an apartment lease. Conditional Acceptance programs are offered by communities listed on this site for prospective renters whose credit score may fall below required levels. These communities understand that increasing numbers of Americans are now faced with daily challenges to paying their bills on time. Featured communities also know that most people want to pay their bills on time, but may have gotten behind when what was owed was more than what was in the bank or in their paycheck. That’s why – even if your credit has been hurt, many communities will work with you to get an apartment rental, provided you demonstrate that you have put assurances in place to pay your rent on time.

Know Your Credit Score

Need to know your credit score? To view and print your credit report now free of charge visit, www.FreeCreditScore.com or www.CreditSesame.com.
These services operate in conjunction with Equifax, TransUnion and Experian, the country’s leading credit report providers.
According to the National Apartment Association, credit scores below 600 typically require Conditional Acceptance terms.